The start of hurricane season is here with Hurricane Agatha, the first Pacific hurricane, wreaking havoc in southern Mexico last week. Although a relatively mild storm, Agatha was an early reminder it is time to get prepared. Below are standard precautionary measures to put into place to prepare a boat kept in any storm prone areas. During the summer months in the Northern Hemisphere if the palm fronds in your marina are waving and the evening air is balmy, you are likely in the hurricane latitudes. As a boat owner, executing an effective hurricane preparedness plan can help mitigate potential damage to your boat saving you and your insurance company money, saving you stress, and reducing the potential for damage caused by your boat to docks and neighboring boats.
A good hurricane preparedness plan consists of:
Statistically speaking, hauling your boat out of the water is your safest option
Hauled Out Ashore
Trailered & Lifts
Your insurance policy may include a storm haul-out reimbursement benefit or similarly named coverage for reimbursement of expenses that you incur to protect your property from an impending named storm by hauling the boat out of the water or moving it to a safe location. Please review your insurance policy for further information.
To file a hurricane haul out reimbursement claim, please forward a copy of the invoice for haul out services, and include the policy holder’s name and policy number.
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