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commercial marine star icon Commercial marine

Protecting marine businesses on the water, at the dock, and in the yard

Novamar Insurance Group helps marine businesses secure tailored insurance solutions for vessels, crews, equipment, property, liability, and day-to-day operations. Whether you operate charter vessels, commercial fishing boats, a marina, boatyard, or marine service business, we help identify coverage that fits your risks and contractual requirements.

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Charter Vessels
Commercial Fishing Vessels
Marine Artisan Coverage
Boatbuilders
Boatyards
Marinas

Charter Vessels

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Charter vessel operators face unique risks involving passengers, crew, vessel damage, weather, navigation, and liability. Novamar helps arrange coverage for inspected and uninspected passenger vessels, fishing charters, eco-tours, sailing charters, dinner cruises, and other commercial passenger operations.

charter vessel faqs

Charter vessels need hull and equipment coverage, liability, passenger liability, crew coverage, and fuel/oil spill liability coverage.
Yes, Protection and Indemnity Vessel Liability coverage protect your business if passengers are injured or property is damaged during a charter.
Cost depends on vessel size and age, vessel type, value, type of charter engaged in, passenger capacity, use, location, captain experience, safety practices, and claims history.
They can be, Fishing charters may need coverage for fishing gear, tackle, tournaments, crew, as well passenger exposures

Commercial Fishing Vessels

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Commercial fishing operations face demanding conditions, often have valuable gear onboard, crew exposures, and changing catch seasons. Novamar helps fishing vessel owners protect their vessels, equipment, liability, and operations with coverage designed for the realities of commercial fishing.

commercial fishing faqs

It covers the vessel, machinery, fishing gear, liability, crew-related risks, fuel/oil spill liability coverage, and other loss-related expenses.
Coverage may be available for nets, traps, electronics, tackle, and other specialized fishing equipment.
Crew coverage depends on the policy and operation. We can help review your crew-related liability insurance needs.
Vessel value, age, length, fishing type, navigation area, season, gear, claims history, and captain experience all matter.

Marine Artisan Coverage

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Marine artisans work on vessels, docks, marinas, and marine equipment, often at multiple job sites. Novamar helps marine contractors secure coverage for liability, tools, completed work, and property in their care, custody, or control and can name marinas and boatyards as additional insured as needed.

Artisan marine

Marine artisan coverage faqs

Boat mechanics, painters, welders, electricians, detailers, divers, carpenters, riggers, and marine service contractors.
It may include general liability, tools, equipment, completed operations, non-owned vessel Protection and Indmenity Liability for non-owned vessels you operate, and coverage for work performed on vessels.
Yes for resulting property damage to a vessel related to your work, depending on the policy terms.
Yes, tools and equipment coverage can typically be added for items used at docks, yards, aboard vessels, marinas, or other job sites.

Boatbuilders

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Boatbuilders need protection for materials, vessels under construction, sea trials, product liability, property, tools, and business operations. Novamar helps boatbuilders arrange coverage that supports production, repair, launch, and delivery exposures.

boatbuilder

boatbuilders insurance faqs

Boatbuilders typically need property, liability, builders risk, product liability, tools, equipment, and sea trial coverage.
Yes, builders risk coverage can protect vessels while they are being built, repaired, or prepared for delivery and during sea trials.
Yes. Product liability can help protect against claims related to defects, failures, or completed vessels.
Yes, coverage is available for materials, parts, inventory, molds, engines, and equipment.

Boatyards

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Boatyards manage vessels, equipment, employees, contractors, storage, hauling, launching, repairs, and customer property. Novamar helps boatyard operators protect their property, liability, equipment, and vessels in their care.

boatyards

boatyard insurance faqs

Boatyards need property for buildings, tools, equipment, parts, cranes, travelifts,railways, general liability, marina operators legal liability, workers’ compensation, and pollution coverage.
Coverage is available for customer's vessels in your care, custody, or control.
It can, but hauling, blocking, launching, and storage exposures should be clearly included in the policy.
Contractors usually need their own insurance. Boatyards should require certificates of insurance naming the boatyard as additoinal insured before work begins.

Marinas

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Marinas face risks involving docks, slips, fuel docks, tenants, customers, vessels, storage, weather, cyber risks, and waterfront property. Novamar helps marina owners and operators secure coverage for property, liability, marina operations, cyber exposures, and customer’s vessels.

marinas

marina insurance faqs

Marinas may need property, general liability, marina operators legal liability, docks, piers, pollution, cyber exposures, and workers’ compensation coverage.
Yes, coverage is available for docks, piers, slips, gangways, pilings, and related marina structures.
Marina operators legal liability covers damage to customers' boats in your care, custody, or control.
Fuel dock operations can be covered, but they require careful review due to fire, spill, storage tanks, and pollution risks.
Location, property value, dock condition, number of slips, services offered, storm exposure, claims history, and safety procedures all affect cost.

Get a Commercial Marine Insurance Review

Marine insurance is highly specialized. Novamar Insurance Group can help review your operation, identify key exposures, and connect you with coverage options built for your business.

request a commercial marine insurance review

With licenses in all 50 states and offices in the US and Mexico, a Novamar team member is always at your service.

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With licenses in all 50 states and offices in the US and Mexico, a Novamar team member is always at your service.

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