Privacy Statement

Effective Date

At Novamar Insurance Group, Inc. (“we”, “our”, “us”), we are committed to protecting your privacy and ensuring that your personal data is handled responsibly and transparently. This Privacy Statement explains how we collect, use, store, share, and protect your personal information when you use our services or interact with our website and digital platforms.

We are an international insurance provider, and this Privacy Statement applies to all clients and users globally, regardless of their location.

1. Information We Collect

We may collect the following types of personal data:

Personal Identification Information: Name, address, email, phone number, date of birth, government-issued IDs, etc.
Financial and Insurance Information: Payment details, bank account information, insurance policies, claim history.
Health Information: Medical records or health disclosures, where required and with your consent.
Technical Data: IP address, browser type, operating system, and usage data from your interaction with our website or apps.

2. How We Use Your Information

We use your personal data for the following purposes:

To provide and manage insurance policies and services.
To process claims, payments, and renewals
To communicate with you about your policy, legal updates, or marketing (with your consent where applicable).
To comply with legal obligations and regulatory requirements.
To prevent fraud and ensure the security of our systems.

3. Legal Basis for Processing (for EU/UK Residents)

Where applicable under the General Data Protection Regulation (GDPR) or UK GDPR, our legal basis for processing your personal data includes:

Your consent.
Performance of a contract.
Compliance with a legal obligation.
Legitimate interests, provided they do not override your rights and freedoms.

4. Sharing Your Data

We may share your data with:

Partner insurance providers, reinsurers, and underwriters.
Third-party service providers (e.g., IT services, customer support, analytics).
Legal and regulatory authorities where required.
Our affiliates and subsidiaries.

All third parties are required to handle your data in accordance with this Privacy Statement and applicable privacy laws.

5. International Data Transfers

As a global organization, we may transfer your personal data to countries outside your jurisdiction, including those that may not provide the same level of data protection. Where we do so, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) or other lawful mechanisms.

6. Your Rights

Depending on your location, you may have the right to:

Access, correct, or delete your personal data.
Object to or restrict our processing of your data.
Withdraw consent at any time (where applicable).
Lodge a complaint with a data protection authority.
To exercise your rights, please contact us at info@novamar.net.

7. Data Retention

We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Statement, or as required by law or regulation.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site usage, and assist in our marketing efforts.
What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help us remember your preferences and understand how you interact with our site.
Types of Cookies We Use:

Essential Cookies: Necessary for the website to function.
Performance and Analytics Cookies: Help us understand how users interact with our site.
Functional Cookies: Enable enhanced functionality and personalization.
Advertising Cookies: Used to deliver relevant ads and measure effectiveness.

You can manage or disable cookies through your browser settings. For more details, please see our [ Cookie Policy ].

9. Security Measures

We implement robust administrative, technical, and physical safeguards to protect your personal data against loss, theft, misuse, or unauthorized access.

10. Updates to This Privacy Statement

We may update this Privacy Statement from time to time. Any changes will be posted on our website with an updated effective date. We encourage you to review this page periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Statement or our data practices, please contact:
Novamar Insurance
Privacy Office
2100 Westlake Ave N Suite 103,
Seattle, WA 98109
Email: info@novamar.net
Phone: +1-800-823-2798 | 206-281-8144