classic and collectible auto insurance

Classic, Collector and Specialty car insurance for all your onshore passions

Novamar recognizes that life’s passions do not end at the dock. We’ve partnered with insurers who specialize in classic, collectible and specialty cars to extend your peace of mind to the open road.

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classic antique

street rod

muscle car

exotic car

vintage truck

replica vehicle

modern collectible

military vehicle

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Novamar Coverage Features for Collector Vehicles

Agreed Value Coverage

Customized coverage based on a value that reflects the vehicle’s rarity, condition, and historical provenance.

Specialized Repair Shops and OEM Parts

Special cars require mechanical and restoration specialists. Coverage for OEM replacement parts and zero deductible for windshield replacement.

Roadside Coverage

Reimbursement for needed emergency services like towing, lockout support, and evacuation expenses.

Spare Parts & Tools

Base policies include coverage for loss of or damage to spare parts as well as for your car cover or car bra from theft, vandalism, or a covered accident.

Standard Auto Protections Included

Collision Coverage

Covers all collision damage to your vehicle regardless of who’s at fault.

Comprehensive Damage

Covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or falling objects.

Uninsured/Underinsured Motorist Coverage

In the event of an accident, this protects you when an at-fault driver is uninsured or underinsured.

Personal Injury

Auto personal injury protection is insurance that pays for medical expenses and, in some cases, other costs resulting from a car accident.

With licenses in all 50 states and offices in the US and Mexico, a Novamar team member is always at your service.

Call or email us for insurance services.

(800) 823-2798
service@novamar.net

Classic Car Underwriters

Hagerty

Open Road

Chubb

Classic Car Insurance FAQs

Classic and antique cars, muscle cars, exotic cars and supercars, modern collector cars, custom and street rods, collector trucks and SUVs, replicas, modified vehicles, motorcycles, and military vehicles.

Discounts vary by carrier but commonly include: multi-vehicle/collection discounts, car club membership discounts, switching from another collector car insurer, and bundling with other policies such as home or umbrella coverage.

These policies are designed for occasional use as your second vehicle — not your daily driver. Mileage of 3,500 or less is generally consistent with collector use, though up to 7,500 miles annually may be considered by some of the carriers.

Agreed Value (also called Guaranteed Value) means you and the insurer agree on the vehicle's value upfront. In the event of a total loss, you are paid that full agreed amount — with no depreciation applied.

Vehicle Under Construction coverage recognizes the increasing value of your vehicle during all stages of restoration, so you can work on your car with peace of mind. It protects the vehicle from the moment restoration begins through completion.