Blog Novamar Insurance

Insuring a wood boat has become increasingly difficult due to the high costs of maintenance and unique characteristics. Insurance underwriters focus on the boat’s condition and the owner’s previous experience with wood boats. A qualified marine surveyor with wood boat expertise should be hired to inspect the vessel, especially the fastenings. Boats with fiberglass-covered carvel-planked hulls are typically avoided, as this can hide underlying issues. The owner’s prior experience with wood boats is crucial, as maintaining such vessels is expensive and time-consuming. Novamar can provide insurance for these boats, but supplying detailed information upfront is key to securing coverage and avoiding declination.

August and September are ideal for visiting Valle de Guadalupe, just 4 hours from Los Angeles or 1.5 hours from San Diego. To fully enjoy your winery experience in Baja, ensure you have Mexican Tourist Auto Insurance, as U.S. policies don’t cover driving in Mexico. Mexican law requires proof of insurance for all drivers involved in accidents, and only policies from Mexican companies are valid. Valle de Guadalupe produces 90% of Mexico's wines, with around 80 wineries to explore. For a safe trip, plan your route with offline maps, drive sober, and be cautious on rural roads, which can be uneven or poorly lit. Traveling through Mexico's wine regions offers unforgettable scenery and world-class wines, but having the right auto insurance is essential for a stress-free experience. Novamar provides competitive coverage options for your journey through Mexico's wine country. Safe travels and enjoy your winery adventures!

Any experienced boater has likely felt the pinch of higher premiums and tighter underwriting requirements than in past years. With inflation affecting every aspect of our lives, we should not be surprised. Specific to yacht insurance rate hikes, greater frequency and severity of hurricanes and tornados, higher vessel repair costs, supply chain disruptions causing delays increasing claims costs, and higher litigation expenses play their role in the tight insurance market.

The Pacific Northwest is renowned for a few things- seemingly constant rain (a rumor spread to keep folks away :), spectacular mountain ranges, and fantastic outdoor opportunities including hunting, crabbing, and salmon fishing....

As a boat owner, comprehending marine insurance is crucial to safeguard your investment and enjoy the water with peace of mind. From types of coverage to navigation limits and additional options, this text emphasizes the importance of regularly reviewing and updating your policy to adapt to your changing needs. Furthermore, it underscores the relevance of consulting with insurance experts to ensure adequate protection